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Empat Kali Installment Payment


I. Before you sign-up EmpatKali, make sure you’re:

  • 21 years old or above
  • Has fixed income each month
  • Has KTP and NPWP (Optional)
  • Has 3D Secured Debit Card, or e-Wallet (DANA)


II. How to sign-up EmpatKali through its mobile app

  • Download EmpatKali app on Google Play Store or App Store
  • Open the app, on the homescreen choose “Klik Untuk Dapatkan Limit”
  • Fill your personal information
  • Upload your KTP photo, and take a selfie with your KTP also
  • Fill your emergency contact number
  • Connect your account with your 3D Secured Debit Card or e-Wallet (DANA)
  • Submit
  • EmpatKali team will verify your data within 24 hours
  • If your request is approved, you’ll get a letter of agreement (LOA)
  • Read the contract and choose “Setuju”
  • You’ll get a limit that you can use to shop in every EmpatKali merchant


III. How to pay with EmpatKali

  • Select your favourite products on Ginomariani.com that support EmpatKali payment
  • Fill your shipping address
  • On the checkout page, choose “EmpatKali Pay Later” as your preferred payment
  • Make sure you have 25% amount of saldo in your Card or e-Wallet (DANA)
  • Open the EmpatKali app
  • Get your payment code and paste the code to the EmpatKali’s checkout page. Also input your phone number that connects to your EmpatKali account
  • Transaction success


IV. How to pay the next installment

  • Open the EmpatKali app
  • Choose “Transaksi”
  • In the “Cicilan Aktif” tab, you can see your transactions history
  • Choose your recent purchase, and tap “Bayar”
  • Pay with Virtual Account (BNI, Mandiri, BRI, Permata